For the health of your financial portfolio I recommend three things. Don’t listen to expert predictions; experts can’t forecast the future any better than you. Next, fees paid to financial advisors/managers reduce your return. Make sure you are getting value for the fees you pay. Lastly, rebalance your portfolio based on the asset allocation that fits your current risk profile. These steps should keep unforced investing errors to a minimum.

Elliot F. Eisenberg,

Ph.D. GraphsandLaughs, LLC