About Our Financing

A Trusted Company Since 2010

Capstone Financial was created to help real estate investors take advantage of opportunities as emerging real estate markets recover and stabilize post-recession. Started as a subsidiary of Capstone Private Mortgage Holdings, our experienced team of real estate and finance professionals have funded over $500 Million in private asset-based loans to local investors since opening its doors in 2010. It has established a solid reputation as a performing lender. We have a passion for real estate investing that shows in our customer service. We look forward to sharing our passion and experience with you as a client.

Loan Programs For Any Project

Capstone financial provides you with recommendations that help you achieve short-term and long-term goals. We fund private money loans nationwide. Whether you are looking for a private money lender or subprime lender, we are able to fund your loan fast. Our offered loan types include fix and flip, rehab, commercial & residential bridge loans.

Residential Bridge Loans from Capstone Financial

At Capstone Financial, we specialize in residential hard money loans for real estate investors. Our direct lending platform offers:

Fast funding

Flexible loan terms

Straightforward, easy-to-understand programs

In-house processing, underwriting, and funding

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Property types we finance

Single Family Residences

Condominiums

Apartments

Duplexes, Triplexes, and Quadplexes

Fix and Flip Properties

Fix and Hold properties

Why Choose Capstone Financial?

Direct lender

We handle the entire loan process in-house.

Experience

Proven track record with hundreds of satisfied borrowers, brokers, and real estate professionals.

Reliability

Fully capitalized to ensure consistent funding availability.

Variety

Wide range of loan options to suit different investment strategies.

Ready to apply?

Our mission is to provide clear, concise funding parameters for your non-prime residential and commercial real estate needs. Whether you're looking to close more transactions or maximize profits, Capstone Financial is your trusted partner in real estate investing.

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Commercial Hard Money Loans from Capstone Financial

Capstone Financial specializes in private money or "hard money" loans for commercial real estate investments. As a premier hard money lender, we offer:

Secure funding for commercial and qualifying residential investments

Nationwide commercial mortgage programs

Flexible options for borrowers who don't qualify for core programs

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Our Commercial Hard Money Program Features:

Common-sense approach to lending

Quick processing times

Careful attention to detail

Solutions for adverse financial situations

Property types we finance

Apartment Complexes

Mixed-Use (primarily apartments)

Light Industrial Buildings

Retail Shops

Strip Malls

Shopping Centers

Office Buildings

Why Choose Capstone Financial?

Client-focused

We understand each client's unique needs

Experience

Years of closing nonconforming commercial mortgages

Flexible

Softer hard money program available

Timely

We recognize the importance of speed in investment property transactions

Ready to apply?

Our Role as Your Private Money Lender: At Capstone Financial, we pride ourselves on being true professionals in private money lending for both commercial and residential real estate investments. Our goal is to provide you with more services and strengthen our relationship with each transaction.

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Fix and Flip Loans from Capstone Financial

Looking for an easy funding process for your fix and flip project? Capstone Financial's national lending platform offers a streamlined alternative to conventional funding.

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Our Fix and Flip Loan Features

Up to 80% funding of purchase price

Up to 100% funding of rehab budget

24-hour approval response

Available nationwide

Asset-based underwriting

Minimal documentation required

Loan Terms

Duration: 6-36 months

Points: 1-4

Interest Rate: 12-18%